cheque
Word family
- checknounA2
- cheque booknounB1
- cashier's chequenounB2
- traveller's chequenounB1
Synonym discussion
Sense: noun/1
Cheque (British) and check (American) refer to the exact same document — a paper form instructing a bank to pay money from your account. The difference is only regional spelling. A bank draft is similar but more secure: the bank issues it after taking the money from your account upfront, so the recipient is guaranteed payment. A money order is a prepaid certificate you buy with cash; no bank account is needed, making it useful for people without one. Direct debit is different: it is an ongoing electronic authorisation that lets a company regularly take money from your account (e.g. monthly rent), whereas a cheque is a one-time paper instruction. Use a cheque when you need to pay a specific person or company a fixed amount; use direct debit for recurring bills.
Common collocations
Nouns
- book (cheque book)
- account (cheque account)
- card (cheque card)
- stub (cheque stub)
Phrases
- a blank cheque
- a cheque in the post
- the cheque is in the mail
Prepositions
- by (pay by cheque)
- for (a cheque for £100)
Etymology
The word cheque comes from the game of chess: the Old French eschequier meant 'chess board' and later 'a checkered cloth used for counting money'. By the 1700s, English banks were using printed forms to 'check' or verify payment orders, and the spelling cheque split off in British English to distinguish the bank document from the verb check. American English kept the spelling check for both the payment form and the verb meaning 'to examine'.